Read the fine print

pacpio-team/read-the-fine-print
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Owner: Pacpio Team Made by the Pacpio team
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Works in Claude, ChatGPT or any other AI

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  2. Step 2: Ask your AI

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    What does the Pacpio project pacpio-team/read-the-fine-print do?

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README.md

Read the fine print

For everyone who signs without reading: a lease, a contract with a builder, terms of a subscription, a loan, an insurance policy, a bill with lines you do not understand. This project explains a document in plain words, pulls out every amount and every deadline, points at the clauses that deserve a second look, compares versions, and gives you the questions to ask before you sign. It keeps a note per document and a calendar of the deadlines they create.

This is help with understanding, not legal advice. Rules differ by country; for anything that matters, check with a lawyer or a consumer advice service.

How to start

  1. Make a copy of this project (the "Make a copy" button).
  2. Connect your AI to Pacpio if you have not yet.
  3. Ask: "Here is the lease for my new flat, what should I worry about?", and paste the text.

The first time, your assistant asks three questions: your country, which side you are usually on, and what matters most to you. It saves them in my/context.md.

What is inside

  • AGENTS.md — how your assistant works here: every flag quotes the clause, risk is said in words, no "sign" or "don't sign", no invented rights.
  • skills/ — the six things it does:
    • explain-contract — the whole document in plain words: who owes what, money, dates, how to leave, risks, questions.
    • red-flags — only the risky clauses, by severity, with what to ask or change.
    • money-and-dates — every amount and deadline in two tables, totals added up, deadlines into the calendar.
    • compare-versions — what changed between two versions and whether it matters.
    • questions-to-ask — the questions for the other party, for a lawyer, and for you.
    • bill-check — a bill or invoice line by line, the arithmetic, and what is not in the contract.
  • templates/contract-note.md — the shape of every document note.
  • knowledge/ — twelve red flags in plain words, what to look at first by document type, a worked example.
  • my/context.md — your country, your side, what matters to you.
  • contracts/ — one note per document.
  • deadlines.md — every deadline from every document, earliest first.

Things you can ask

  • "Explain these terms of service; I mostly care about cancelling and my data."
  • "Pull out all the money and dates from this contract; it starts on 1 March."
  • "The landlord sent a new version. What changed?"
  • "What should I ask the builder before I sign?"
  • "Check this service charge statement against my lease."

What this is not

Not a lawyer, not a verdict, not a guarantee. Your assistant says "usual" or "unusual" and tells you when the law of your country decides; it does not say "legal" or "illegal". For high stakes, take the note to a professional: it will save you an hour of their time.

Tips

  • Paste the whole text. Files such as PDF are not read on the server yet: give the file to your assistant in the chat or paste the text.
  • Say your country and your side. The same clause means different things for a tenant and a landlord.
  • Keep the note. Answers you get from the other party go into "My notes", and the next version is compared against it.

Credits and licenses

Parts of the instructions are adapted from the patterns explain_terms_and_conditions, check_agreement and summarize_legislation from Fabric by Daniel Miessler and contributors, MIT License (licenses/fabric-MIT.txt). The rest is written for this project.